Pension Plan Advisory
“Your Goals. Our Focus.”
Kingston Horizon Advisors (KHA) offers specialized advisory services to pension plans, including both defined contribution (DC) and defined benefit (DB) plans. KHA works closely with plan sponsors and fiduciaries to develop investment policies, select and monitor asset managers, which will help plan sponsors meet their regulatory requirements. The firm’s approach emphasizes prudent portfolio construction, ongoing performance evaluation, and cost-effective investment strategies designed to help plan participants achieve long-term financial security in retirement. By combining fiduciary oversight with disciplined investment management, KHA supports pension plans in meeting their funding objectives while upholding the best interests of participants and beneficiaries.
Investment Selection and Monitoring
Kingston Horizon Advisors offers comprehensive investment advisory services for defined contribution retirement plans, assisting plan sponsors in selecting an appropriate range of investment options. This includes mutual funds, index funds, target-date funds, and other diversified investment vehicles that cater to participants’ varying risk tolerances and retirement timelines. We offer ongoing monitoring of the plan’s investment lineup, ensuring it remains competitive, cost-efficient, and aligned with participants’ needs. Regular reviews help optimize portfolio performance and ensure fiduciary compliance.
Employee Education
Ensuring that employees understand and maximize the benefits of their pension plans is vital. Kingston Horizon Advisors offers educational resources and conducts workshops and presentations to help employees understand plan features, contribution strategies, and investment choices. Clear and ongoing communication helps employees appreciate the value of the pension plan and make informed decisions about their retirement savings.
Fiduciary Oversight and Compliance
Kingston Horizon Advisors acts as a fiduciary partner, ensuring the plan is managed in the participants' best interests. We help plan sponsors meet their fiduciary duties under ERISA, including fee benchmarking and investment monitoring, thereby minimizing compliance risks.
Who Can Benefit from Our Services?
Businesses and Nonprofits of any size that seek to establish a well-designed, participant-centric defined contribution plan, and strive to provide competitive retirement benefits to support talent acquisition and retention.
Why Kingston Horizon Advisors?
- Experience and Expertise: Led by Steven Bruce-Miller, CFA®, with over 25 years of industry experience.
- Participant-Centric Focus: We prioritize participant outcomes, helping employees make informed decisions, maximize contributions, and increase their likelihood of achieving their retirement goals.
- Fiduciary Standard: Our fiduciary responsibility increases the plan’s integrity and transparency.
Ready to Enhance Your DC Plan?
Let’s work together to maximize participant success and make your plan a cornerstone of employee retention and satisfaction.
